Our system ensures that data-exchanged between your PC and our computer networks are encrypted with 256-bit. Encryption is accomplished through Secure Sockets Layers (SSL), which utilizes mathematical formulas to ‘encrypt’ or hide information from prying eyes on the Internet. Additionally, if SSL detects that data was added or deleted after you sent it to the Bank, the connection will be severed in order to guard against any tampering. The most popular browsers have the SSL security feature included.
Our computer system does not connect directly to the Internet. It is isolated from the network via a ‘firewall.’ A firewall is a combination of software and hardware products that designate parameters, and control and limit the access that outside computers have to the banks’ internal networks and databases. You can feel secure knowing that our firewall protects your personal information from unauthorized access.
User IDs and passwords are isolated from the Internet by being stored on a computer system isolated in a secure environment. This way, the passwords and IDs can never be accessed or downloaded by anyone on the Internet. Additionally, user passwords can vary from eight to sixteen characters, which reduce the chance of randomly guessing a password. The system also checks for invalid logins and automatically disallows a user after three invalid attempts. This prohibits the ‘hacker’ from gaining access to our system, thus protecting your accounts.
You will be responsible for maintaining one of the most important security measures: your password. Be sure to keep your Banco San Juan Internacional(BSJI) online banking password a secret. Memorize it, or write it down and keep it in a safe place. It is not recommended you carry your password in your purse or wallet. Make sure no one watches you enter your password and always close your browser when leaving the computer. Make sure you regularly scan your computer for viruses that could be used to capture password keystrokes. You ultimately hold the key to your password security.
You give your consent to the person whom receives the online username and password, by being in possession of the accounts administrator email, this person will be entitled and approved by the other account holders to make online transactions. Banco San Juan Internacional(BSJI), Inc. will not be liable for the transactions made by the accounts administrator, since the rest of the account holders are fully aware of the use of the online banking.